1. Overview
RefinanceCalculator.site (the "Site") is a free, independent mortgage refinance calculator. We are not affiliated with any lender, financial institution, or advertising network. This Privacy Policy explains what information we may collect, how we use it, and your rights regarding that information. By using the Site, you agree to the practices described here.
2. Information We Collect
Information you provide: The mortgage calculator on this Site accepts numerical inputs (loan amounts, interest rates, loan terms) solely to perform calculations server-side. We do not ask for your name, email address, Social Security number, or any other personally identifiable information to use the calculator. Calculator inputs are used only to compute your results and are not stored.
Automatically collected information: Standard web server logs may temporarily record your IP address, browser type, and requested URLs as part of routine server operation. These logs are not analyzed for marketing purposes, shared with third parties, or retained beyond standard log rotation periods.
3. Cookies & Tracking Technologies
RefinanceCalculator.site uses Google Analytics (gtag.js) to collect anonymous usage data — such as pages visited, session duration, and general geographic region. This data helps us understand how the tool is used and improve it over time. Google Analytics may set cookies in your browser to track sessions across pages.
RefinanceCalculator.site uses Google AdSense to display advertisements. AdSense may use cookies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
RefinanceCalculator.site does not use:
- Facebook Pixel, TikTok Pixel, or any social media tracking
You can opt out of Google Analytics tracking at any time using the Google Analytics Opt-out Browser Add-on.
4. How We Use Your Information
- To process your calculator inputs and return results
- To operate, maintain, and improve the Site
- To comply with legal obligations
We do not sell, rent, or share any user information with third parties.
5. Third-Party Services
The Site loads the Inter typeface from Google Fonts (fonts.googleapis.com) and the Chart.js library from jsDelivr CDN. These requests may expose your IP address to those CDN providers. No user-identifying data is shared with them beyond what your browser automatically sends in HTTP requests.
We are not responsible for the privacy practices of external CDN providers.
6. Data Retention
We do not store calculator inputs or results. Server access logs are retained only as long as required for routine operation and security, then deleted. We do not maintain a database of user activity.
7. Children's Privacy
This Site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided personal information through the Site, please contact us and we will promptly address it.
8. Your Rights
Because we collect minimal personally identifiable information, most privacy requests can be handled by clearing your browser cookies and cache. If you have other concerns or requests related to your privacy, please contact us at the address below.
9. California Residents (CCPA)
RefinanceCalculator.site does not sell personal information. California residents have the right to know what personal information is collected and to request deletion. Since we do not retain personal data beyond server log rotation, most deletion requests are satisfied automatically. To exercise your rights, contact us using the information below.
10. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of the Site after changes are posted constitutes your acceptance of the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
- Company: Aesepus Technology
- Website: RefinanceCalculator.site
- Email: privacy@aesepus.com